AU Renters Insurance

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INEXPENSIVE
Average cost is less than
$16 per month

SIMPLE
No credit score needed to
issue a policy

Renters insurance is highly recommended for AU students because it provides protection to their personal belongings, liability coverage, and additional living expenses. In case of theft, fire, or water damage to their rental property, renters insurance covers the cost of replacing or repairing their damaged or stolen items. Liability coverage, on the other hand, covers the costs if a tenant is responsible for damage to the property or injuries to others.

American University also recommends renters insurance for its students. The Resident Student Handbook states that "all students are strongly encouraged to obtain at least $5,000 of personal property insurance" and that "the University is not responsible for theft, loss, or damage to any student's personal property." Therefore, having renters insurance can provide peace of mind to AU students knowing that their personal belongings are protected in case of unforeseen events.

• Theft & Fire Protection. For your laptop, bicycle, cell phone, etc.
• Homeowners Insurance Alternative. No credit checks and a lower deductible
• Worldwide Coverage. Your belongings are covered anywhere in the world.
• Liability Protection. Coverage if you accidentally damage your place of residence.
• Replacement Cost. If your old property is stolen, we’ll pay for the new version.

If your laptop or other valuables are stolen or damaged due to a covered reason, your school or landlord is not responsible for replacing them. Uloop has partnered with GradGuard to offer AU students the GradGuard College Renters Insurance Plan to protect your property on campus and around the world.